Simona Roganovic is worried about how she’ll resume paying her mortgage once the extra $600 that Americans get in weekly unemployment benefits expires at the end of July. The enhanced money has given her family a lifeline. 

Roganovic and her husband, who live in Chicago, own a small limousine business that provides transportation for corporate executives. The company they contract with laid off everyone in March and took all of their SUVs and black cars off its fleet since no one was traveling during the coronavirus pandemic, she says.

The couple don’t expect to return to work until early 2021, which has created anxiety. Roganovic fears slipping into foreclosure on their home.

“This argument that people don’t want to go back to work because they’re making more money on unemployment is ludicrous,” Roganovic, 39, says. “We don’t have work to go back to, and we won’t for a long time. Some businesses might not survive.”

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The expiration of enhanced benefits comes at a critical time for mortgage borrowers. Policymakers return to Washington this week to debate whether the extra $600 in weekly unemployment payments will be extended beyond July to help shore up jobless people’s finances as the economy contends with the fallout from the pandemic. 

Democrats proposed an extension, either at the full or a reduced amount, but some Republicans argue the extra money has encouraged many Americans to remain jobless.

Roughly half of millennial and Gen X mortgage borrowers say either they or someone in their household receive unemployment benefits, and many are concerned about paying their mortgage once the extra weekly benefits end, according to a new report from LendingTree. About 17% of baby boomer borrowers fall into this group. 

The data was provided exclusively to USA TODAY. 

Across all age groups, 40% say they or someone in their household receive unemployment benefits during the pandemic. About 45% of those receiving benefits, or those who say someone else in their household does, are at least somewhat concerned about paying their mortgage once the extra $600 in weekly benefits ends. Of that total, 37% are somewhat comfortable paying their mortgage, and 9% have no idea how they will do so.

Many homeowners sought mortgage forbearance to postpone their monthly payments during a historic wave of layoffs. About 53% of mortgage borrowers are experiencing household income loss during the pandemic, LendingTree data shows. When broken down by age groups, 61% of millennials have lost household income, followed by 57% of Gen X and about 37% of baby…